There are many details and decisions associated with a funeral,
and unfortunately, they come at a time when people are least
able to manage them. Today, more people recognize that planning
a funeral in advance provides peace of mind and demonstrates
love and consideration for their families.
When pre-planning a funeral, you are able to choose exactly
the type of service you would like. Funeral services and merchandise
can be planned and paid for in advance and are guaranteed at
today's prices. This may include having the service in the church
of your choice or in the Thompson-Larson Funeral Home Chapel
and/or at the gravesite. Other arrangements involve the selection
of readings and hymns and the involvement of family and friends
in the service.
At Thompson-Larson, we offer a variety of pre-planning options
that can be tailored to suit your specific needs. Arrangements
can be made in the comfort of your home or in the privacy of
our main office located at 21 3rd Avenue SW, Minot, ND 58701.
Below is an outline of the plans we offer along with a submission
form to request futher information about our services.
Purple Cross Program
Purple Cross is a program underwritten by the American Memorial
Life Insurance Company specifically for funeral homes for use
in funding pre-arranged funerals. Money is pre-paid into a life
insurance policy or annuity contract that is designated to pay
for funeral expenses. Purple Cross offers many attractive features
including:
- Lifetime increasing benefits.
- Rate of return that may be better than a pre-need trust account
or personal bank account.
- Pays full value at death regardless of how little has been
paid in, as long as plan is in force.
- Rates can never be increased or plan cancelled.
- Available for everyone's budget.
- May be an exempt asset under Medicaid and/or public assistance,
so money will be available for funeral.
For more information about the Purple Cross Program, visit
their website at www.purplecross.com.
Bank Trust Department
Account
A pre-need trust account can be established through one of several
area banks. Benefits of a pre-need trust account include:
- The investment return on a bank trust account may be better
than a personal bank account.
- Bank trust accounts are currently monitored by the North
Daktoa Securities Commission.
- Funds in a bank trust account are totally liquid. They may
be withdrawn at any time, upon request of the trust owner.
- The bank's trust department administers the fund. Yearly
tax documents are mailed directly to the account owner.
Certificates of Deposit
& Savings Accounts
Cerfitificates of deposit and savings accounts can be ear-marked
for funeral services with a simple "Payble on Death"
clause.
If you would like more information about pre-planning your
funeral and would like to receive a FREE Pre-planning Guide, simply
fill out and submit the following form.